All The Astral Travel Information You Need

A common question I get is what is astral travel? Astral travel is a form of OBE (OBE stands for out of body experience). An OBE is where someones astral body temporarily leaves their physical body. Only the story of normal OBE doesn’t go much further past just seeing their body in the third person it is common in astral travel to explore the world and sometimes even the astral planes.

These astral planes exist beside the physical one we live in. They live in a level that is difficult for people to see or observe while living in the physical plane.

There are literally thousands of recent reports of people astral traveling. People escaping their mundane shell and exploring the world. Not only that but OBE reports have existed in every culture that ever existed in any time period. That’s the important part their has always been OBE phenomena everywhere there is humans.

In modern times astral projection is called magical, shady, occult, at best and satanic at worst. But simply put astral projection doesn’t contradict any faith or religion and people have been doing it for over 4000 years.

A lot of people don;t realize this but astral projecting is literally as natural as breathing and walking. Everyone and anyone can do it. You can do it. The people who astral project the most are small kids and toddlers. Usually they don’t even know that their doing it and as time goes on they start to forget that they had dreamt where they saw themselves sleeping or where they visited places all over the world.

Have you ever been somewhere and then just swore you had been there before. Most people call it Déjà vu. In fact more often then not you actually have been there only in your spiritual body instead of your physical one.

A lot of people wonder whats the point of astral projecting? Sure you get to see some pretty views maybe visit mt Everest but it also sounds scary. Well first let me tell you that astral projecting is nothing to be scared of it is completely 100% safe and you will always return to your body anytime you wish.

To answer the second part of the question of why would you want to astral project besides visiting places you have never seen before. I could probably fill a book with all the ways astral projection can be applicable to and benefit your life. But I will try to keep it brief.

1. Astral projection can help you discover what others are really saying and thinking about you.

2. If the astral projection is aimed at the present time, a person can observe his/her family and those around him – as an astral traveler. Though little can be done to affect the present and the past, the knowledge gained by projecting into the present as an astral traveler can help mold the future.

3. If you become advanced enough you can look into the past. Imagine first hand watching past events unfold and how seeing past achievements and mistakes influence your life for the better.

Snowbird Travel Insurance: Covering the Travel Needs of Canadian Travelers

Canada is one of the world’s countries that have made major steps in insurance with provision of insurance services covering various aspects of the human life and his/her belongings. All ages have been covered in their insurance plans. People all over the world are travelling either on official duties or on vacations. If you thought only the working class has been protected during their trips, then you are quite wrong. The old as well as retirees have a reason to smile and enjoy travelling following the introduction of an insurance policy known as snowbird travel insurance. A large percentage of Canadians known by the name “Snowbirds” are making trips from the country more so during the winter season in Canada. More often than not, the trips range between three and six months involving retirees who desire warm weather.

The policy “Snowbird travel insurance” was derived from the name used in reference to this group of Canadians-the Snowbirds. The insurance covers retiree, senior as well as group medical policies. This a product of the partnership between Insurance Direct Canada-I.D.C and Group Medical Services-GMS which are offering an exceptional travel insurance policy specifically to serve the travelling needs of Snowbirds. The Snowbird travel insurance has won praise among Snowbirds who have been ignored for a long time as far as insurance plans are concerned. Canadian retirees have for a long time gone through tribulations and unnecessary anxieties because no insurance policy was catering for their travel needs. As a Snowbird, you now have the opportunity to enjoy the fruits of your labor by travelling to your dream destination without being anxious.

However, GMS isn’t the sole company offering Snowbird travel insurance to insurance buyers wishing to undertake this kind of cover. IDC only acts as a broker representing other insurance firms. Snowbird travel insurance is offered at affordable rates and hence people in different economic levels qualify to undertake the policy.

Regardless of whether Canadian Snowbirds are travelling within or out of the country, they are provided with emergency medical cover. There are also travel insurance policies for Canadian visitors.

No one wishes to go through tribulations while travelling and always hopes to have an exclusive travel experience, but things do not happen as per our expectations. Many times people have travelled across borders without necessarily having travel insurance. However, this was as result of luck and not custom or principle. Snowbirds are subject to regular illness which might strike unannounced and hence need to undertake Snowbird travel insurance cover. When such emergencies occur in the absence of this kind of cover, it is hard for Snowbirds to solve such problems keeping in mind that most of them lack a steady income. This is very beneficial at such times. This policy covers all medical bills saving Snowbirds the agony of indebtedness.

Snowbirds not covered under this policy have ended up spending dearly from their own pockets; expenses they could have avoided had they taken cover earlier. Nevertheless, it is never late and one can always make a step and purchase the policy.

A List of to Make Your Vacation Planning Easier

Many people spend their vacation traveling either in country or abroad and find it can be a complicated ordeal to remember all those little details before leaving home, and while on the trip you thought was so well planned out. This is where some can be most useful. It usually helps to make a list of necessities and then divide it between what needs to be done before locking that door at home and what needs to be remembered when traveling to your destination. Here are some valuable to include on your lists:

• If traveling out of the country scan your passport, travel tickets (cruise or air travel), ATM card info, emergency phone numbers, and store this information on your email address so it can be accessed by you if necessary from anywhere in the world.
• Do not carry all your valuables in one place. Split up your cash, bank cards, credit cards, and travelers checks into different locations either in pockets or your baggage (best if kept on your person in case of luggage misplacement). That way if you get robbed you may not lose everything all at once.
• Take bar soap and toothpaste powder instead of liquids and tubes to simplify matters for security clearance. Purchase the sample sized items if possible.
• One of the best suggests you pack everything you possibly can in plastic bags because they keep cleaner and are visible to those who feel it necessary to go through your luggage at airports, etc. They also come in handy as an emergency umbrella.
• Travelling with a flashlight (or torch) is common but don’t let those batteries run down if the light comes on accidentally. Turn your batteries around before storing it, and then turn them around again when you get to your destination.
• Shoes should be put into plastic bags to keep the other items in your luggage odor free and clean. You could put a pair of socks inside each shoe for easy packing.
• When flying, especially on a long flight, keep any necessary medications along with your important papers close by in overhead baggage. It might be useful to also bring along a clean change of clothing when on long flights.

The last item on this list must be to remember to get any necessary vaccinations that may be required (depending on the location) and to not forget your list!

Faro Portugal Travel Information

Faro Travel Advice and Information for the best use of your rental car.

Faro, the sleepy and tranquil gateway to the Algarve is located on the southern tip of Portugal next to the beautiful Mediterranean Sea. It is a great place to visit to wind down, or more popularly used as a base for those looking to travel to the many fine resort towns along the Algarve. Those even more adventurous or with a thirst to travel can even drive into Spain to make the Costa del Sol part of their holiday, enjoying your car hire and heading to Gibraltar, Marbella, Malaga and beyond..

Faro has much to offer, great weather and beautiful beaches with superb waterfront restaurants and bars. All year round sunshine means the average winter day is between 15-20 Celsius, while summer averages 25-30 Celsius.

After flying into Faro Airport it is then a 4.5 mile trip into town.
We recommend booking car hire to be collected from Faro Airport, as you will find the use of a rental car will take a lot of pressure off having to rely on public transport during your trip.

Hotels and Museums
The town has many great hotels on offer for those looking for a luxury stay, through to more humble self-catering arrangements. Once settled in, Faro boasts three museums in a range of areas; The Maritime Museum, along with the Archeological and Ethnographic (or Human Culture) Museums show some great history of the local area, more of which can also be seen by taking a casual walk around the town. The city walls, of Roman origin, will lead you to the old Roman square, once site to the Roman forum, a cathedral and palace. One place that is a must see is the Cappella dos Ossos, a chapel with a chilling choice in decor. Cappella dos Ossos translates to the Chapel of Bones, and that’s just what you’ll see. Over 1,000 monks became part of this spectacle with the entire interior being covered with bones and skulls, something that has to be seen to believed.

Nature
Lovers of the great outdoors, nature and ornithology must visit the 170,000km sq nature reserve based around the Ria Formosa Lagoon. With hundreds of types of bird alone this is a great spot to see such wealth of life, especially during the spring and autumn migrational season.

Super Beaches
Beaches are essential for the majority of holiday makers, and Faro has some great beaches to offer. Again we recommend the use of car hire in Faro to get about as the beach is located around 4 miles from the town. Along the Algarve most of the beaches are found on sandbanks and require a short ferry journey to visit. Faro is one of the rare places where the beach can be reached on foot. On a sandbank itself, Faro’s beach can be accessed via a small rope bridge, which once crossed gives you fine gold sand, clear waters and plenty of space and solitude to relax with a cold drink and a book whilst working on your tan.

Water Park
Those with families looking for a fun day out should take a trip to ‘The Big One’ water park. A perfect way to have a good time and cool down on a hot day, and highly likely to be a highlight for children.

Other Towns nearby
With Faro being the gateway to the Algarve, we do recommend you visit some of the many other resort towns on offer especially if you have taken advantage and booked car hire in Faro. With each town offering something a little different in both culture and entertainment. Vilamoure is closest, being less then half an hour’s journey from Faro. Albuferia will take less then an hour to travel to, with Portimao and Praia da Rocha both taking around an hour and a quarter. Lagos is the longest journey but at under two hours it is still close enough to make a comfortable day trip without having to spend too much time traveling.

As the days do inevitably get hot, if you are traveling, especially with children, it is recommended that you get an air conditioned hire car.

The Importance of Securing the Correct Travel Insurance

Traveling with the family is one of the most keenly anticipated events for anyone who wants to get a much-needed break. The same event may turn out to be a taxing experience if family members are not insured sufficiently. This is where the travel insurance comes into the picture. Travel insurance is extremely important for those going on a travel, particularly those going on a long distance air or ship travel. Travel insurance provides a number of features, which covers the traveling family from unforeseen happenings during the trip. Travel insurance will ensure that the family gets to enjoy their trip whole heartedly without worrying about the various minor external factors.

Your insurance covers the traveler from various unforeseen events such as trip cancellation due to various unforeseen events including ill health, weather conditions and airline strikes. In the case of accidental death of the traveler, the family will be compensated with the insured amount. There are occasions when the traveling family has to but accommodation, food and clothing due to flight delays. In such instances, the insured person will be able to get the amount reimbursed. Travel insurance also compensates the traveler for any damages done to their personal baggage and also if the baggage gets lost. Medical insurance protects the travelers from expenses incurred on treatments received for any ailment during the vacation stay in a foreign land. These are some of the unexpected events that can be managed by taking travel insurance.

Before starting the trip, one might question the need for any insurance, as all the events are unforeseen, which may occur or may not occur. But since the family is traveling to a foreign land, chances of unforeseen events are relatively high. To cover against the negative effects of these events, one needs to be sufficiently covered. There are many public and private insurance companies, which provide travel insurance protection packages for the traveling public. There are online informational web sites, which can be used to compare the insurance premium that one needs to pay for getting coverage. These web sites compare the premiums charged by various companies and provide it to the user, after the user provides the necessary information such as the period of travel and number of members traveling.

It is extremely important for a traveler to insure himself/herself and also the family members when going on a long out of the country vacation.

Top 5 For Canada

Canada is a great vacation destination and has many things to offer to its visitors like the majestic mountains, beautiful winding roads, lush green forests, wildlife and the multicultural cities. I traveled to Canada last year in December using my air Canada miles, my trip was simply awesome. Here I want to share with you my five best for Canada.

First Tip – Purchase A Good Travel Guide:

When you are traveling to some foreign country, it’s always a god idea to carry a travel guide. Canada is also a no exception, if you don’t want to buy a travel guide there are always many good and guides present online which you can print.

You can find some good travel guides for Canada on top web pages like Fodor’s, Lonely Planet or Rough guides. A good thing about travel guides is that it provides you with an insight about the destination, like where to go, what to eat and drink, things to do and see, where to shop etc. Investing in a travel guide is not bad and it only helps you in knowing the place better.

Second Tip – Always Consider The Climate:

Before you pack your bags for Canada, don’t forget to consider the season you are traveling in. If you are heading for the Maritime Provinces then you must know that they tend to be more humid than the other provinces in the west. In Nova Scotia, Halifax, you can expect to experience weather that is temperate in summers and freezing in winters.

If you are staying in the mountainous areas of Canada, then you can expect to see a lot of diversion in the climate. Keep yourself layered up if you are staying in this region. On the other hand, areas like Victoria and Vancouver are more temperate and don’t usually see too much freezing temperature.

Third Tip – Plan To Cross The Border:

Traveling to Canada is not that easy anymore like it once used to be. The new restrictions have made it difficult to cross the borders, the documents needed for traveling to Canada are always changing from time to time. So it’s best that you check the documents and verify that you don’t need anything extra before you head for Canada.

Fourth Tip – Know The Currency:

Another important tip for traveling to Canada is that you should know the importance of comprehending the currency before you leave. Canada uses Canadian dollars, though you can also use US dollars. It is always wise to carry a traveler’s check in Canadian currency since they can be accepted anywhere.

Fifth Tip – Tips On Tipping:

Also remember when you are giving tip in Canada you need to know how the Canadians take gratitude. Tips are not included in the restaurant bills and a standard tip for good service is $12 to $15.

Direct Travel Insurance Guide – For a Sure-shot Hassle Free Tour

There are countless things that you have to keep in mind while planning an important trip abroad or within the country. Among this is travel insurance. If you wish to ensure that your forthcoming trip is smooth and hassle-free, then you cannot afford to miss out on this one. However, with so many policies on offer and difficult technical terms to confuse you, deciding your travel insurance policy may be a daunting task. This beginner’s guide will surely help you. Read on!

Travel insurance terminology made easy

It is vital to know the terms used in insurance related negotiations before you go about the daunting business of looking for tour insurance.

Policy holder: The person or organization who has been issued the policy.
Beneficiary: The person who is to receive the proceeds of your insurance policy in the event of your death.
Benefits: The amount that you will be provided by your insurance provider under the terms of your policy.
Excess: The amount that you have to pay towards each claim you make before the insurance provider begins paying.
Excess waiver: The extra amount which you could pay on your policy to get the excess waived.
Exclusions: These are expenses that the insurance provider would not be obliged to pay for.
Expenses: They are expenses that an insurance provider is under obligation to pay you for.
Indemnity: It is the payment against losses to return you to your financial position before the loss.
Premium: The cost of your insurance cover
Annual cover: You pay premium just once in a year and that covers all your insurance needs for one year (you may choose single trip cover and save money if you’re sure that you’ll be making only one trip in a year)
Claims: When you ask for compensation from your insurance company for something covered by the policy, it is called a ‘claim’.
Legal expenses: Some policies offer a certain amount for legal expenses while traveling.

Obtaining travel insurance might be easy but make sure that you are not being duped and the policy fulfills your individual requirements before you zero in on your provider.

Types of travel insurance policies

There are quite a few travel insurance choices you will find at your disposal and it is solely up to you to decide which one is the best for you. These are some of the insurance policies that you might consider as you plan your next tour:

• Trip cancellation and interruption insurance: This policy provides a passenger essential coverage in the occasion when problems arise due to cancellation or delay of travel plans. Travel insurance policies like this generally include financial assistance required to get a person home after the travel plans are laid off.
• Medical evacuation travel insurance: It is a different kind of travel insurance that facilitates compensation for any medical services carried out on a traveler including the use of facilities and personnel.
• Emergency travel medical insurance: This type of insurance is suitable for those who already have a medical insurance coverage at home but one which does not cover a health plan when they are traveling. Emergency travel medical insurance covers emergency services abroad only which means that the services are not applicable once the person returns home.

Hope this will help you decide wisely when you choose a travel insurance policy for your next tour.

Why Travel Insurance is Important Before Planning a Tour

Travel insurance is designed to provide any financial benefits while traveling overseas or within your own country. The insurance policy can be taken by dedicated companies, at the point of booking the holiday, travel agent, booking agent etc.

Travel insurance covers all your risks like holiday cancellation, theft, loss, damage to personal possessions and money, medical expenses in abroad, overseas funeral expense, accidental death, injury benefits, legal assistance, delayed departure at the airport or sea port etc. After taking travel insurance which covered maximum benefits you can feel free to travel across globe.

There are several different travel insurance policies available in the market that can be purchased. Annual insurance will cover you for 12 months. In this, you can choose any time for traveling within a year and you don’t need to take it again and again. Single trip insurance will cover for a specified time period and tour. This is beneficial if you are traveling occasionally. Multi trip insurance will cover a set amount of tours. In this, your time will be saving, you don’t need to take insurance before each tour. It is good for those who travel frequently. Backpacker insurance provides service when you traveling alone with no fixed hotel or travel plan. Ski and Snowboarding insurance require for high risk sports. If you are planning your tour with exotic sports this travel insurance will cover that risk also. Student insurance has a different policy for younger travelers.

Travel insurance is just like other insurance in which you have to pay premium and get all benefits of policy. Premium can be one time payment or in installment depending upon policy. If your policy is single trip insurance then you have to pay full premium at once and in annual insurance it can be payable in installment also. In multi trip insurance you can pay in installment and take all benefits of insurance.

Finally, insurance provides you tension free and better trip. There are also some intangible benefits in insurance it gives you satisfaction that you are safe from all hazardous and your trip is hassle free.

When you are planning to go abroad for vacation you should search the best possible travel insurance before booking your tour with travel agents. There are many companies claiming that they will provide you the best insurance for all types of travel, but are these companies really offering the best and economical deal to you.

Travel Information So Important You Can’t Leave Home Without It

When you travel you not only step out of your comfort zone, but you also leave behind all of the important information about your life. You know, the stuff you’d need in case there were some kind of emergency–insurance numbers, the number to call if you lose your credit card, prescription information, etc.

We have all of this information available to us when we are home, but what would you do if your house sitter contacted you when you were halfway around the world to tell you that your house had caught fire? Could you contact your homeowner’s insurance agent and provide all the information he’d need no matter where you are?

This checklist is designed to help you to compile all the information you should need while away from home so that you can carry it in a portable file. I hope it provides you some peace of mind.

The list includes the items you need and, in parentheses, an explanation about why it is important.

Documents to Place in Your Important Papers File & Why You May Need Them

Make a list with the following information on it:

  • Homeowner’s or Renter’s Policy Number & Agent Contact Number (in case there is an emergency at your home so that you can notify your insurance company as soon as possible)
  • The name, address, contact information, and reservation confirmation numbers for your hotel, rental car and airline tickets (in case you need to contact any of them for any reason or you need the confirmation numbers for any reason)
  • The numbers of and contact information for any credit or debit cards you may use on your trip (in case they are lost or stolen)
  • A copy of your Driver’s License (and International Driver’s License, if necessary-in case either of these documents are lost or stolen)
  • Your frequent flyer number, your frequent guest number for hotel chains, and any other travel membership clubs’ numbers (in case you need them to claim rewards or discounts)
  • The numbers of your traveler’s checks (in case the originals are lost or stolen)
  • Names and contact information for friends and relatives you plan to visit while on your trip (so that it will be easier to contact them and also, in case of emergency, for someone else to be able to contact someone nearby)
  • Medical insurance provider name, contact information and policy number (in case your card is lost or stolen)
  • Name and contact information for your cell phone service provider & the serial number of the phone, your account number, and the SIM card number (in case your phone is lost or stolen or there is a problem with your phone and you are not able to get service)
  • If you will be using a laptop or cell phone with wireless internet access, the name and contact information for your internet service provider, and the serial number of your laptop and any other accessories (in case your computer is lost or stolen and also in case you need assistance with your internet coverage)
  • A copy of your itinerary (Each adult or older child should have a copy of this document in case you get separated from the others in your party. You should also leave a copy of your itinerary with someone at home in case you are lost or missing they can better work with the authorities to help them find you.)
  • Information concerning any medical conditions you may have including allergy information (Include information like blood type, height, weight, birth date, etc. for each member of your party.)
  • Names & contact information for your house sitter, pet sitter, etc. (in case of an emergency)

It could be disastrous if a list like this fell into the wrong hands, so for this reason, use some kind of code as you compile these account numbers.

One suggestion is to write the account numbers in a different sequence. For example, if your account number is 6389 7492 8852 4301 you could write it like this 2588 9836 1043 2947 or if it is 5529731 you could write it as 2551379.

Whatever code you use be sure to memorize it and make sure that anyone else in your traveling party knows how to use it also.

The secret is to have the information available to any one who may need it, but extremely difficult to use for any one who may try to steal it.

Another code to use is to leave the names and contact information in the right order or to further protect yourself and any one else whose contact information you may be carrying, mix up the order of the names and numbers. For example, you could put the info for the first item on the list in the second position, the info for the second item on the list in the third position, and the info for the third item on the list in the first position.

Then create a fake category, something like “Luggage Insurance Carrier” then list the account number as 122331 with the order of the numbers being the “pairs” of how you switched the information: 1,2=first in second position, 2,3=second in third position, 3,1=third in first position.

It may seem a little confusing and like it would be a lot of work to make your list in this way, but remember that the secret it to make the information hard to steal while still having it available just in case you need it.

These items are not sensitive information, but they would be valuable if you needed them:

Keep several various sized envelopes available to store these items safely.

  • The name and contact information of your travel agent (if you used one)
  • Any coupons or discount codes you plan to use
  • The contact information for the Chamber of Commerce and Tourism Board for the areas you will be visiting
  • Contact information for the embassy where you will be visiting
  • A copy of your packing list with space to add any purchases you make while on your trip
  • Emergency phone numbers for the areas where you will be traveling including poison control
  • A phrase book for any foreign languages you may encounter
  • Directions to any places or events you plan to visit
  • A tipping chart
  • A foreign currency exchange rate chart
  • If traveling with pets, name & contact information for their veterinarian and also their immunizations history
  • Names and addresses for anyone you plan to send a post card to
  • A journal to keep track of your expenditures and also to keep a record of what you do each day
  • A recent map of the city and surrounding areas where you are visiting
  • Copies of any contracts you signed for vacation packages, travel insurances, etc.
  • Copies of any prescriptions for medications, eye glasses or contact lenses (for each person in your party, if necessary)
  • If traveling with children and only one parent, a notarized letter of consent from the other parent (a separate letter for each child, if necessary; this is good to have even for domestic travel)
  • Immunization records (for each person in your party, if necessary; this is good to have even for domestic travel)
  • The receipts for any merchandise you purchase while on your trip (in case you need to return them for any reason; also, if you are returning from a foreign country you will need these when you pass through customs)
  • A list of all electronic equipment, including serial numbers, that you are traveling with and copies of receipts for them, if possible (in case they are lost or stolen you will have this information available for the authorities; also, if you are passing through customs you will be able to prove prior ownership and avoid paying duty fees on these items)
  • The name and contact information for the hotel(s) where you will be staying (Each person in your party should carry a business card with this information on it in case they are lost or need to give directions to a cab driver.)
  • A copy of your auto insurance information (in case you are involved in an automobile accident)
  • Your luggage claim tickets (to enable you to claim your luggage)
  • The number/aisle of the parking spot where you leave your vehicle in long-term parking at the airport (in case you can’t remember where to find it when you return)
  • Insurance claims forms (for all traveler’s insurance that you purchased; these insurances often have a short claim period so you may need to file the claim before you return home)
  • Birth Certificates (in case you need to prove identity or prove that a child is yours)
  • Extra passport photos (this will save you a lot of time, trouble and expense if your passport is lost or stolen)

Items to carry on your person (You will need these actual documents):

  • Your passport, visa, or any other necessary documents (adults should carry these for the children)
  • Any travel visas or entry documents you need for the areas where you will be traveling (for each person in your party, if necessary)
  • Medical insurance card & any other insurance cards
  • A card with information on any medical conditions and the names and contact information of any other adults in your party or that you may be visiting

Special note about children:

  • Children should carry an identification card stating their full name, your name and the names of any other adults in your party, the phone numbers and addresses where you can be reached, and emergency contact numbers back home.
  • This card should also include any other important information such as medical conditions, insurance information, and health care provider’s name and contact information.
  • Place the ID card inside the child’s shirt in a pocket that you have sewn in beforehand.
  • This will require a little bit of work and preparation, but if it is ever needed it will be worth it.
  • Your child probably already knows about “stranger danger,” but right before a trip is a good time to review this information and to teach them not to show this card to anyone unless they are lost.

Gather all these lists and documents and put then in an accordion style file folder with an elastic band to hold it shut. If you leave your hotel room, place this folder in your room safe and make sure that every one who would need this information knows the combination and knows how to operate the safe.

Hopefully you will never need any of this information for an emergency, but this Important Papers File will be there if you do.

Senior Travel Insurance Pros and Cons

As a senior over 70 travel insurance is a something that you should have whenever you travel alone or even when you choose to be part of a group tour. However do you really need to take a travel insurance and this really important?

In your travels there is always the risk of you getting hospitalized, flight cancellations, natural disasters occurring, you getting sick, and you losing your luggage to thieves. Having an over 70 travel insurance reduces the amount of money you are going to spend when these things do happen as you travel.

Being insured as you travel is sharing the risks mentioned above with your insurer. Hopefully, the scenarios below will help you understand the why you a senior over 70 need to have travel insurance.

For instance, as you are vacationing at a beach resort when a strong earthquake suddenly occurred and you found yourself in danger of becoming a victim tsunami. If in your policy you are insured for natural disasters, you are helping yourself and your family deal with the consequences afterward especially if the consequence is accidental death or permanent disability if this is part of your over 70 travel insurance policy.

In the recent eruption of Iceland’s long dormant volcano, many flights were canceled and travelers became stranded in various airports all over Europe. There were many travelers who did not have insurance thinking it was expensive. Still some of those who were insured found their coverage not enough for hotel accommodations simply because such a thing was not expected to happen.

It’s you and your wife’s first time visiting a non English speaking country and your passport and wallet with your money and credit cards in it were stolen. You can call your bank for wire transfer but essentially how can you arrange this when you cannot speak a foreign language? This is where your travel insurance becomes very useful.

You were traveling alone and were suddenly taken ill and had to be hospitalized? You found out your health insurance does not cover you outside of the United States, how do you take care of your medical bills then? If you are covered for this eventuality in your over 70 travel insurance policy then the insurance company will take of these things for you, if medical evacuation or being reunited with a loved one in a foreign hospital is covered so much the better right?

Your daughter who is traveling with you figured in an accident at a ski resort further you found out that medical services are not adequate in that area or they are too expensive. How can you bring your daughter home for the proper medical attention she deserves?

Perhaps you are waiting for the cons? There are no cons really, its just that many seniors do not appreciate the importance of having insurance in their travels because they do not put into consideration the number of things that could happen to them in their travels.

Mind you it is not only important to be insured, it is also important that you understand how to make your over 70 travel insurance policy work. So, before embarking on your next trip to Hawaii discuss with your insurance company what to do in cases of emergency.